Buying anything will push you over budget, but buying clothes can offer a whole new level of temptation. If you’re like me, you’ll love something cute and comfortable but still on a budget. It’s so easy to get into a store (or your favorite retail site), you want to find something special, just to end Malta WhatsApp Number List up adding extra items to your cart. The good thing is that you don’t have to choose between buying the clothes you love and still having enough money to cover your other important expenses. Here are some of my favorite strategies and tools to help you shop for clothes on a budget. What I like to do is save my monthly clothing budget and sometimes carry the amount over to the next month.
It’s important to start by giving Phone Number List yourself a monthly or seasonal clothing budget. Realize that if you don’t budget for this, you’re more likely to overspend. Determine how much money you can spend on clothes each month. Or, break it down by season. If you’re only planning seasonal shopping, you’ll still need to determine your monthly clothing budget to save money in the meantime. For example, I need a new swimsuit for summer but don’t want to spend a lot of money. I found this lovely navy polka dot one-piece on Amazon for a very low price and it held up well all summer. A general rule of thumb is that you should spend 5% of your take-home pay monthly on clothing. Ultimately it really depends on your goals. Some might say 5% is a bit too much. If you take home $3,000 a month, that means you can spend about $150 a month on clothes. If this sounds like Malta WhatsApp Number List is unnecessary, lower the percentage to whatever you want. Maybe you just want to spend $100, $50, or even $30 a month on clothes. Another way to spend your money is to earn extra income by working part-time. Be realistic about your needs and goals. Then narrow down the amount you can hold onto.